pagaya

Head of Technical Product, Core Banking Integrations

United StatesFull timeVpPosted 21 days ago
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About Pagaya Shape the Future of FinancePagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers. Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com. Let's create better outcomes together!Overview: Pagaya is hiring a Head of Platform Integrations, Core Banking. In this role, you will be the visionary architect who designs and builds our In-House Integration Engine. Your goal is to transform a high-friction, "custom build" into a streamlined, automated, "plug-and-play" partnership model. You will make our service invisible, automated, and indispensable to the lender’s systems. Banks and lending partners operate on fragmented, legacy Servicing/LOS environments that don’t support servicing for others, break when loans are sold or transferred, and rely on manual reconciliation across servicing, accounting, and data systems. In many cases, these systems depend more on institutional knowledge than actual design. You will operate as a hands-on architect, defining how Pagaya integrates into real-world bank environments - working across servicing, accounting, and data systems to turn fragmented, partner-specific builds into scalable infrastructure. Core Responsibilities Architecture & Solution Design Design the blueprint for our Standardized Integration Layer that can "talk" to legacy cores (FIS ALS, Hogan, Jack Henry) and LOS/Loan Servicing systems. Build the logic for Automated Money Movement and General Ledger (GL) Synchronization, ensuring our service triggers the correct accounting entries in the bank’s system without manual intervention. Productization of Connectivity Move us away from "one-off" custom coding. Develop a library of Re-usable Data Schemas and API Wrappers that map legacy bank data into our modern environment. Design the Reconciliation Engine that automatically validates file handoffs between our system, the Bank’s Data Lake, and third parties. Strategic "Bilingual" Leadership Act as the primary technical bridge between our Engineering team and the Bank’s IT teams. Conduct "Technical Discovery" with new lender clients to identify gaps in their system setups and provide them with the "Solution Blueprint" they need to implement to work with us. Operational Automation Design automated workflows for complex lending lifecycle events: Account Buybacks, Holdbacks,...