Latam Product Compliance and Risk Manager

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.More about our mission and what we offer. Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.In this role, you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect. Your MissionEnable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite. Key ResponsibilitiesControl Design & Product InnovationCollaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.Perform pre-launch and ongoing FinCrime risk assessments for new products and features.Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.Regulatory Risk & AdvisoryProvide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.Audit, Remediation & External RelationsIssue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and pro...