Lead KYC Analyst

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.What you’ll be part of:Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.What you’ll be responsible for: Circle is looking for a Lead KYC Utility Analyst, to join its Compliance Operations team and conduct complex reviews and projects in Circle’s KYC team. The Lead Analyst is responsible for end-to-end KYC lifecycle processes including onboarding, periodic reviews, event-driven reviews, and offboarding. You’ll operate at the intersection of some of the most innovative products and customers and support Circle’s efforts to ensure the safety of its platform through in-depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape.What you'll work on: Conducting detailed assessments of complex customers for risk of money laundering, financial crimes and terrorist financing through thorough review and enhanced due diligence, including review of negative news and nature of business On-going monitoring of customers, including counterparty compliance calls, assessing of transactional activity, collecting and testing samples of customer filesPartnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.Recommending appropriate risk-based business actions to be taken to onboard customer and/or on-going monitoring.   Completing written report of findings, including comprehensive details, narratives and recommendations.  Identifying risk appetite of customer and take appropriate decision of onboarding/rejecting the customer Recommending course of action to management based on an analysis of the findings Ensure the highest standards of documentation and quality in the execution of onboarding and periodic review processesClosely following regulatory, compliance, and enforcement developments in the cryptocurrency industry to ensure pr...