Member of Technical Staff - Fraud

MEMBER OF TECHNICAL STAFF - FRAUD

Location: New York City or Mexico City, 80% in office

ABOUT NELO

Nelo is a (profitable) leading consumer fintech and e-commerce platform in Mexico, with >$500MM in annualized GMV and >$70MM in annualized revenue. Our mission is to increase consumers' buying power in Latin America, and we're doing so by building an AI-native platform powered by credit.

Nelo has raised over $40M of venture capital from investors including Homebrew, Two Sigma Ventures, and Susa Ventures. Nelo has additionally raised a $100M asset credit facility from Victory Park Capital.

Our lean team includes experienced leaders from top technology companies such as Uber, Amazon, Rappi, and DiDi.

We pride ourselves on our velocity, intellectual rigor, and efficiency.

Nelo has offices in Mexico City and New York City.

WHY THIS ROLE IS DIFFERENT

In most companies, fraud is a cost center. You inherit a rules engine someone else built, you tune thresholds inside guardrails someone else set, and success means losses stayed flat.

The mandate here is bigger. In your first three weeks you will run an independent assessment of Nelo's entire fraud surface and write the roadmap yourself. You will own detection, mitigation, and the operating function behind them, end to end, on a lending business moving more than $500MM in annualized GMV.

The mandate is precision first: we would rather challenge almost nobody and be right than blanket good users with friction. You will build the fraud ops function as an agent-operated system from the start, and you will work directly with the founders. Whether a programmatic attack against Nelo is even possible six months from now depends on the controls you put in place.

WHAT YOU'LL DO

Role mission: Engineer a fraud detection and mitigation system that maximizes precision first, then recall.

1. Fraud threat assessment. Within three weeks of start date, produce an independent fraud risk assessment of Nelo. Where are our ...