Senior Software Engineer

Job Description:At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money— we're here to move our global customers forward.We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.About the Role:Remitly built its business on remittances - helping millions of people move money across borders. Now we are going broader: user wallets, stored balances, and a growing set of financial products that let customers do more than send a single transfer. Every one of those products rests on the same deceptively simple question: how much does this customer actually have, right now, in this account? Answering that correctly, at scale and under real banking regulation, is the foundation the next generation of Remitly is built on. That is what our team owns.We are building UFA (User Financial Accounts) - Remitly's new, general-purpose platform. It is the source of truth for customer balances and the foundation for wallets, safeguarded fiat accounts, credit and lending products, promotions, and whatever the business dreams up next.This is a rare moment to join. We are not iterating on a mature system; we are laying the foundations and taking them live. The UK is our first regulated market - the license is granted and the go-live clock is already running - with the EU and UAE close behind. You will help design the ledger primitives, the correctness and consistency guarantees, and the relevant integrations that everything else is built on, then watch them go into production in market after market.As a Senior Software Development Engineer on the team you will lead the design and delivery of significant slices of the platform. You will own hard problems end to end - atomic money movement, ledger consistency, safeguarding, idempotency under failure - make the architectural calls, and be the technical point of contact across teams and, where relevant, with our internal and external partners. You will report to a Kraków-based Engineering Manager and work alongside a senior, domain-deep team.You Will:Design and build the core services and APIs at the heart of UFA - the primitives that record, validate, and move customer money with strict correctness guarantees.Own the hard distributed-systems problems: consistency, atomicity across multi-step financia...