Software Engineer, Lending

ABOUT ONEPAY

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

- Ready to run

- Hungry and driven by urgency

- Exceptional at what they do, with low ego

- Comfortable operating in motion

FULL STACK ENGINEER, LENDING

THE ROLE

As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers.

 

WHAT YOU’LL DO

- Contribute to the design and implementation of projects that power our lending platform

- Collaborate with cross-functional partners, including product, design, and operations, to build seamless lending experiences

- Write clean, reliable code and participate in code reviews

- Support the optimization of lending systems for performance and scale

- Learn and follow best practices in architecture, code quality, and scalability

- Participate in knowledge sharing and team discussions

 

YOU BRING

- 3–8 years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services

- Solid hands-on ...