Software Engineering Team Lead

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Join our growing FinTech Engineering team! We're recruiting a Software Engineering Team Lead to spearhead the delivery of our new loan origination architecture, compliance systems, and pricing platform - infrastructure that will power M-KOPA's next phase of expansion across Africa.

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THE IMPACT

Your architecture will directly shape how millions of people access credit for the first time. We've already served 10 million customers and unlocked more than $2 billion in credit since we began. Every system you design, every engineer you develop, and every decision you make contributes to a platform that's quite literally transforming financial inclusion across an entire continent 🌍

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THE OPPORTUNITY

🎯 Mission-driven engineering: Your daily work enables affordable smartphones, digital loans, and financial services for Africa's Every Day Earners — people for whom traditional finance simply doesn't work.

🏆 Global recognition: Join a FinTech company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing company for five consecutive years (2022–2026).

🚀 Scale that matters: You'll be architecting systems that process over 2 million payments daily across five markets — and building for the next 10 million customers.

🌱 Environmental impact: We're carbon-negative, having avoided 2.155 million tonnes of CO₂ emissions across our product portfolio.

What You'll Do

At M-KOPA, you'll lead a team of backend engineers through both greenfield and legacy projects, owning the full software lifecycle from design ideatio...