Staff Data Scientist, NIRA
JOIN THE TILT TEAM
At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.
NIRA is building a consumer credit platform for Middle India, targeting ~200m underservied people. Active in 5000+ cities and processing 15,000+ loan applications/day, NIRA is backed by and integrated with US-based Tilt https://tilt.com/about/.
This is a hybrid role, requiring you to work in our Bangalore office 2-3 days/week.
THE OPPORTUNITY: STAFF DATA SCIENTIST
We’re hiring for a Staff Data Scientist to help expand Tilt’s credit modeling and risk analytics capability for our India-based business, NIRA.
This is a high impact role with a direct mandate to build and refine underwriting models as well as other models, working at the intersection of credit, data science, and leadership.
You’ll collaborate with a lean but growing team, applying advanced modeling techniques to predict loss performance, leverage alternative data sources, and build next-generation tools that shape credit access for millions.
HOW YOU'LL MAKE AN IMPACT
- NIRA is undertaking a solid turn in unit economics with a view to growing to being the largest fintech in India, and this is an opportunity to build foundational credit models and features from the ground up.
- With direct exposure to leadership, your work will shape both near-term lending performance and long-term data infrastructure.
- You will partner directly with cross-functional teams across credit, engineering, and leadership, bringing strong project and stakeholder management skills to a lean, fast-growing team.
- Work with alternative data where the underwriting proce...