Graduate AI Engineer

About Abound

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.

Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.

Your Graduate Scheme (AI Engineering Route)

- There will be opportunities to work on projects ranging from our core AI-powered customer operations to new agentic workflows and automation products that we're just getting off the ground

- You'll work cross-functionally with our UK and Shenzhen engineering teams, as well as risk, compliance, and customer operations teams

- You'll start shipping code from week one, and learn by doing

- You will join our AI Engineering team and might be contributing by

- Building Generative AI and AI agent solutions for customer operations, internal automation, and lending operations

- Designing prompts, workflows, and evaluation processes to make AI systems more reliable and useful

- Integrating LLMs with internal tools, APIs, databases, and business systems

- Writing clean, scalable, and maintainable Python code for real production use cases

- Mentorship Program: pair with senior engi...