Senior Second Charge Mortgage Underwriter

About Abound

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.

Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.

About the Role

We're looking for an experienced Second Charge Mortgage Underwriter to join our underwriting team and help build and shape the future of our secured lending business.

This is an exciting opportunity to help build a new mortgage business within an established fintech lender. Having built a successful unsecured lending business, we're now expanding into second charge mortgages. We're looking for an experienced underwriter to help bring together customer and property underwriting into a single, modern underwriting function. In this senior role, you'll be the go-to person for all things second charge. You'll underwrite customers using our in-house system, Render, powered by Open Banking, and help shape the development of the property side of the platform.

You'll work closely with our Underwriting, Product, Technology, and Data Science teams, bringing your expertise in second charge mortgage underwriting to decisions that shape our product...