Product Manager II (Lending & Credit)

About Bluevine Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best. Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed. We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: Bluevine is looking for an experienced Product Manager to own and drive key lending and credit initiatives across our business financing products. This person will define and execute the roadmap for lending acquisition, eligibility, underwriting, offer generation, lender network integrations, customer-facing financing experiences, and internal operational workflows that support credit decisioning and servicing.  This role sits at the intersection of Product, Risk, Data, Engineering, Sales, Operations, Compliance, and external lending partners. The ideal candidate is comfortable working through complex credit and operational logic, translating business and risk requirements into scalable product experiences, and improving how small businesses discover, qualify for, accept, and manage financing through Bluevine. The platform and systems in this domain are mission-critical: they determine which customers are eligible for financing, how offers are generated and displayed, how applications move through underwriting, how partner lenders receive data, and how internal teams manage exceptions, statuses, communications, and follow-up workflows. WHAT YOU’LL DO:● Own and drive the product roadmap for lending and credit experiences across the lending business unit — aligning features and initiatives to company strategy, OKRs, and KPIs through close collaboration with leadership and cross-functional stakeholders● Conduct business discovery and gather requirements from a broad set of internal stakeholders, including risk, back-office operations, accounting, finance, and legal complianc...