Relationship Manager III
About UsCapital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us?We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: Incentive Program: Company-wide, goals-based rewards. Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually. Retirement: 401(k) with up to 9% employer contribution/match. Health Coverage: Affordable medical, dental, and vision plans. Parental Leave: 8 weeks of paid parental leave. Life & Disability Insurance: Employer-paid coverage. Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you’ll find more than a job—you’ll find purpose. Education and Experience Bachelor’s degree in business administration, Finance, Agricultural Economics, or a related field, or equivalent experience. 5 or more years of progressively responsible banking or related agricultural lending experience, or other experience that translates to lending experience as determined at the discretion of Capital Farm Credit. Registration required as a Mortgage Loan Officer under the National Mortgage Licensing System. Job Summary Manages and maintains current relationships and seeks new accounts with the ability to manage large and complex accounts and credit evaluations. Recommends or approves loans in assigned territory within delegated authority. Develops and manages loan portfolios, including originations, in the trade area served by the association. Designs and implements sales strategies for complex customers to increase client satisfaction and portfolio growth. Assists in training less senior relationship managers and credit personnel. Operates with considerable decision-making latitude under minimal supervision. Functions: Develops new business in the assigned office in addition to servicing existing commercial and real estate customers. Reviews loan analysis within the guidelines and policies of the association, processes and approves loan requests within the limits of delegated authority and in accordance with Association guidelines. Prepares and submits loan requests that exceed delegated lending authority to the appropriate management level along with recommendation for approval or rejection. Collaborates with credit analysts on loans exceeding delegated authority. Establishes business relationships with agricultural producers, rural ...