Senior Financial Analyst, Financial Planning & Analysis

  At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better. Effective January 1, 2026, Gore has joined Beneva—the country’s largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva’s Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long-term stability. Every decision and investment remains anchored in long-term benefits to customers, members, and communities. Come join us.​​The Senior Financial Analyst, Financial Planning & Analysis (SFA) supports financial planning, forecasting, performance management, and strategic analysis across revenue, claims, expenses, and workforce costs, with a strong focus on insurance‑specific metrics, regulatory requirements, and enterprise risk alignment. The SFA delivers clear, narrative‑driven financial analysis and reporting to support effective decision‑making across the business, with accountability for the full P&L.   ​​Partnering closely with accounting and key stakeholders in the business, the role ensures alignment between management reporting and financial results, supports a smooth financial close, and translates complex data into actionable insights for senior leadership and the Executive Committee, while identifying key performance drivers, emerging risks, and opportunities for continuous improvement.​   What you will do:  Performance Management & Reporting   ​​Prepare key reports, including monthly financial results package and Quarterly Business Review (QBR) materials for senior leadership and the Executive Committee   ​Deliver narrative-driven performance reporting, identifying key variance drivers and trends, with a specific focus on the Combined Ratio, Loss Ratio, and Expense Ratio   ​Analyze monthly and quarterly results to explain performance relative to plan and prior year, highlighting risks, opportunities, and corrective actions  ​Monitor and report on key financial and operational KPIs, ensuring consistency, accuracy, and relevance for decision-making   ​Monitor and validate to ensure financial data reported in Power BI reconciles back to GL financials​   Planning & Forecasting   ​​Drive the creation of the annual operating plan and ad hoc forecasting, aligned with:   ​ Corporate objectives   ​ Risk appetite and tolerance   ​ Regulatory and accounting requirements (e.g., IFRS 17, OSFI)   ​Drive development of:   ​ Premium and claims budgets   ​ Expense budgets   ​ Workforce plan (FTE budget)   ​Provide financial guidance to functional and operational leaders to support strong financial stewardshi...